continuing with verse 20.......
20)  She extends her hand to the poor; Yes, she reaches out her hands to the needy.
       Modern:  She cares for those who are in need, and does not ignore their needs.  She is willing                         to help them with what she has.
21)  She is not afraid of snow for her household, For all her household is clothed               with scarlet.
     Modern:  Her children are always bundled up for winter.  She might have to wear an                                       out-of-style coat so that her children can have new coats as they constantly                                   out-grow their old ones.
                   How often I've seen children not properly dressed for the season, meanwhile their                         parents have  coats on.   (I do understand there are some children who hate coats,                         or  insist on wearing shorts in winter, even in the snow!)  I'll never forget seeing a                         child in a Wal-Mart in the middle of a Kentucky winter (below freezing) with only a                         dress too small on, not even shoes or socks on her dirty little feet.  Meanwhile her                         parents were dressed in layers, and buying packs of cigarettes.
22)  She makes tapestry for herself; Her clothing is fine linen and purple.
       Modern:  If she wants nice clothing she either makes them or buys them when they go on                             sale (now that's something I can do, the sale part anyways!)  
Here's a great                                    example of a lady who should probably take some of us shopping with her great                             finds!  
See how she uses her talents to really get more bang for her buck!
23)  Her husband is known in the gates, when he sits among the elders of the land.
    Modern:  Her husband is respected by those in the community as they have never heard her                       say a harsh word against him.  She also respects his position in the community and                       understands it's importance.
24)  She makes linen garments and sells them, and supplies sashes for the             merchants.
    Modern:  She helps contribute to the income in some way.  Often by sewing or making crafts                       and selling them.
                     Many wives contribute just by simply budgeting what she spends the household                          income on and by cutting costs as much as possible.
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What are some ways you help cut costs in your home to help contribute to your family's income?  We could all use the advice!